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FCI knows that a good understanding of the Private Money/Hard Money business is the key to success.  It benefits everyone when our clients can increase their knowledge of the nuances of this business and become even more successful.


 The American Association of Private Lenders (AAPL) is the new trendsetter in the Private Lending Industry. From our Code of Ethics, to knowledge of the Private Lending process, this is the gold standard for the profession. AAPL provides its members with value-added information, tools, resources and holds information packed National Seminars. AAPL’s current initiatives include: Lender Discussion Forum, Due Diligence Resources, Fraud Prevention Resources, Regulatory Resources, Portfolio Management Resources, AAPL Bimonthly Publication – "Private Lender", Investor Resource Kit, Take-out Financing Sources Database, REO & Loan Sales Submission Module, Online Broker Loan Submission Module, AAPL Councils, Members-only Discounts.

For more information and dates for the next National Seminar visit www.aaplonline.com.


    Armanino McKenna LLP is the largest California based CPA firm, one of the top 50 in the United States, and has been providing accounting and consulting services for over 50 years. Armanino McKenna, along with Josh Nevarez the partner in charge of the firm's Mortgage Pool practice, provide services to more California Mortgage Pool clients than any other firm in the state and are rapidly becoming a national leader in this industry.

Armanino McKenna LLP's industry knowledge, expertise and specialized Mortgage Pool accounting and consulting department provides an invaluable asset to Mortgage Pool clients.  Armanino McKenna LLP has offices in San Ramon, San Francisco, San Jose and Long Beach.  For more information contact Josh Nevarez at (925) 790-2600 or visit www.amllp.com

     CMA represents California licensed mortgage Brokers, Lenders, and affiliated service providers who furnish mortgage loan services to California residents wishing to borrow on their property and other Californians who want to invest in real estate loans.

For more information go to the web side  www.californiamortgageassociation.com or call 916-239-4080.


     CAMB is a nonprofit, professional trade organization established in 1990 consisting of licensed real estate brokers, salespersons, and affiliated lenders whose primary business is assisting consumers in obtaining personal and commercial real estate financing, and brokering mortgage loans. The Association is organized into 19 regional chapters throughout California and has more than 4,000 members.

Visit www.cambweb.org for more information.


California TD Specialists, located in Anaheim Hills, CA, is a California Trustee providing Non Judicial Foreclosure services. This service is for all types of Trust Deeds secured by real estate in a 1st or Junior position, except 1st Trust Deeds on Owner Occupied properties.  Complete foreclosure services are offered on Residential, Commercial, Construction, Land, Prime, Sub Prime, Fixed, Arm, HELOC, single and multiple Investor loans.

California TD Specialists is staffed by a management team that has been providing this service for over 30 years. Patricio Ince (VP) is recognized as a leading expert in this complex area.

For more information call (714) 283-2180.


    NAMB has been representing the interests of mortgage brokers and homebuyers since 1973. The Association is committed to promoting the highest degree of professionalism and ethical standards for its more than 25,000 members. As the sole national trade association for this industry, NAMB is affiliated with all 50 state associations.

For more information visit www.namb.org.


  MERS, the Mortgage Electronic Registry System, acts as nominee in the county land records for the lender and servicer. A loan registered on the MERS System does not need future assignments since MERS remains the nominal mortgagee when ownership or servicing changes. MERS as original mortgagee is approved by most agencies, lenders and servicers, and is used for servicing residential and commercial mortgage loans. Loans must be Assigned out of MERS before foreclosing.

For more information visit www.mersinc.org.


   The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry. Headquartered in Washington, D.C., MBA invests in communities across the nation by ensuring the continued strength of the nation’s residential and commercial real estate markets. As an advocate, MBA is dedicated to helping its members do their business.

MBA provides up-to-the minute news and information to its members so they are better able to meet the needs of their customers. It hosts a variety of conferences and meetings that provide members with the strategic tools, industry trends and resources they need to advance their business.

For more information visit www.mortgagebankers.org.


     UTA is a national, non-profit corporation comprised of those acting as trustees under real property deeds of trust.  Members are employees of title companies, financial institutions, and independent companies. UTA members also work in allied and support organizations, including posting and publishing companies and computer service firms.

UTA is a source for information, expertise and opinion on non-judicial trustee issues and practices, and advocates before state legislatures. 

For more information go to www.unitedtrustees.com.